GET PRE-APPROVED

The Home Loan Process

If you haven’t experienced it before, the home loan process can feel overwhelming, but our team of agents will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist. We partner with one of the best lenders in the industry, and we’d be happy to introduce you, so you’ll be taken care of.

Get A Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. There are a variety of different loan programs. Your loan officer will make sure to get a pre-qualification for the specific programs that best suit your needs.

Our preferred lender.....

Tom Zaharakis

SENIOR LOAN OFFICER

NMLS# 203922


Office: 941-894-6565

Fax: 941-894-0776

Cell: 941-586-7680

Email: [email protected]

Fairway Funding Group

8235 Natures Way

Lakewood Ranch, FL 34202

NMLS# 105317

Application & Processing

WHAT HAPPENS WHEN A LOAN GOES "LIVE"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Closing

SIGNING AND FINALIZING THE DEAL

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

Contact Us

We welcome the opportunity to connect with you. Whether you're embarking on the journey to sell your current home or find the perfect new one, our team is here to support your real estate goals. We're deeply passionate about this industry and dedicated to upholding the highest standards of service. Your inquiries and comments matter to us, and we look forward to assisting you on your real estate adventure.

Get In Touch!

DonnaAndTom.com

(941) 962-9431

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