Get Pre-Approved Now!

Getting pre-approved before making an offer on a home is a crucial step in the buying process. It not only helps you understand your budget and what you can afford but also shows sellers that you are a serious and qualified buyer. In competitive markets, a pre-approval can give you an edge over other buyers, as sellers are more likely to accept offers from those who have already secured financing. Additionally, it streamlines the closing process, reducing potential delays and making your path to homeownership smoother and more efficient.

Get Your Pre-Approval.....

Tom Zaharakis

SENIOR LOAN OFFICER

NMLS# 203922


Office: 941-894-6565

Fax: 941-894-0776

Cell: 941-586-7680

Email: Tom@ffgloans.com

Fairway Funding Group

8235 Natures Way

Lakewood Ranch, FL 34202

NMLS# 105317

Get A Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. There are a variety of different loan programs. Your loan officer will make sure to get a pre-qualification for the specific programs that best suit your needs.

Application & Processing

WHAT HAPPENS WHEN A LOAN GOES "LIVE"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Closing

SIGNING AND FINALIZING THE DEAL

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!

About Us

Buyers

Sellers

Renters

Just Listed Properties

Price Reduced Homes

Price Reduced Homes

Sell and Stay

Fix It! and List It!