Storm Surge Zones
Storm Surge Map Notes:
This is BIG map. Best accessed via a desktop computer. There is no address lookup, select the 'US East and Gulf Coast' and manually zoom into the area that you wish to evaluate.
If you zoom in too tight, the storm surge overlay map will disappear, so gradually zoom back out until the surge overlay map re-appears.
At the top of the screen, select the strength of the storm to see the estimated storm surge.
About Storm Surges
A Storm Surge is a rise in sea level that occurs during tropical storms and hurricanes. The storms produce strong winds that push the water into shore, which can lead to flooding. Typically the water recedes quickly after the storm passes, but by that time the damage is already done.
You can be in a storm surge area (most coastal Florida homes are) without being in a flood zone. Use the FEMA Storm Surge Map to zoom into the area where your home is located, and then you can simulate the storm surge effect based upon the category of storm. If you are not in a flood zone, but are concerned about the possibility of a storm surge, you can purchase flood insurance which typically costs less than $1,000 per year for an average 3 bedroom, 2 bath, 2000 square foot home.
About Flood Maps
Everyone lives in an area with some flood risk—it’s just a question of whether you live in a high-risk, low-risk, or moderate-risk flood area. Flood zones are indicated in a community’s flood map. Use the FEMA Flood Zone Maps and enter your address to find out if you are in a Flood Zone. Each flood zone describes the flood risk for a particular area, and those flood zones are used to determine insurance requirements and costs.
Flood Zone Designations
Lenders Do Not Require Flood Insurance:
Zones beginning with:
X, B, or C
Lenders Require Flood Insurance:
Zones beginning with A or V
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